*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:#f5f6f8;font-family:"Pretendard","Noto Sans KR","Malgun Gothic","Apple SD Gothic Neo",sans-serif;color:#1f2733;font-size:16px;line-height:1.75;word-break:keep-all;overflow-wrap:break-word}
:root{--b:#1d5e7a;--b2:#2584a8;--bl:#e6f2f7;--t:#e0736b;--tl:#fdeeec;--o:#e39a2d;--ol:#fff4e2;--g:#5d6773;--line:#dfe4ea;--ink:#1f2733}
a{color:inherit;text-decoration:none}
p{margin:0 0 12px}
.in{max-width:1120px;margin:0 auto;padding:0 20px}
.ic{width:22px;height:22px;flex:none}
.top{background:#143f52;color:#cfe1ea;font-size:13px}
.top .in{display:flex;justify-content:space-between;gap:12px;padding-top:6px;padding-bottom:6px}
.hd{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.hd .in{display:flex;align-items:center;justify-content:space-between;height:68px;position:relative}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;color:var(--b);letter-spacing:-.5px}
.logo b{display:inline-flex;width:36px;height:36px;border-radius:10px;background:var(--t);color:#fff;align-items:center;justify-content:center}
.logo small{display:block;font-size:11px;font-weight:500;color:var(--g);letter-spacing:0;margin-top:-4px}
.nav{display:flex;gap:2px;margin:0;padding:0;list-style:none}
.nav a{display:block;padding:10px 13px;border-radius:8px;font-weight:700;font-size:15.5px;color:#2a3442}
.nav a:hover,.nav a.on{background:var(--bl);color:var(--b)}
.mbtn{display:none;background:none;border:0;padding:8px;color:var(--b);cursor:pointer}
.mbtn .ic{width:28px;height:28px}
.pt{background:linear-gradient(120deg,#1d5e7a,#2584a8);color:#fff;padding:34px 0 30px}
.pt h1{font-size:30px;margin:0 0 6px;color:#fff;letter-spacing:-.8px;line-height:1.35}
.pt p{margin:0;color:#dcedf4;font-size:16px}
.crumb{font-size:13px;color:#bcd9e6;padding:0 0 10px}
.body{padding:30px 0 50px}
.grid2{display:grid;grid-template-columns:250px 1fr;gap:28px;align-items:start}
.side{background:#fff;border:1px solid var(--line);border-radius:14px;padding:10px;position:sticky;top:84px}
.side h4{margin:6px 10px 8px;font-size:14px;color:var(--g)}
.side a{display:block;padding:9px 12px;border-radius:8px;font-size:15px;font-weight:600}
.side a:hover{background:#f1f4f7}
.side a.on{background:var(--b);color:#fff}
.art{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px 32px;min-width:0}
.art h2{font-size:22px;margin:32px 0 12px;padding-left:12px;border-left:4px solid var(--t);letter-spacing:-.5px;line-height:1.4}
.art h2:first-child{margin-top:0}
.art h3{font-size:18px;margin:22px 0 8px;color:var(--b)}
.art ul,.art ol{margin:0 0 14px;padding-left:22px}
.art li{margin:4px 0}
.art a{color:var(--b2);font-weight:600}
table{width:100%;border-collapse:collapse;margin:8px 0 18px;font-size:15px}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
th{background:#f3f7f9;font-weight:700}
thead th{background:var(--b);color:#fff;border-color:var(--b)}
td.n,th.n{text-align:right;white-space:nowrap}
.tw{overflow-x:auto;-webkit-overflow-scrolling:touch}
.note{background:var(--ol);border-radius:10px;padding:14px 16px;font-size:15px;margin:14px 0;border-left:4px solid var(--o)}
.tip{background:var(--bl);border-radius:10px;padding:14px 16px;font-size:15px;margin:14px 0;border-left:4px solid var(--b2)}
.warn{background:var(--tl);border-radius:10px;padding:14px 16px;font-size:15px;margin:14px 0;border-left:4px solid var(--t)}
.src{font-size:13px;color:var(--g);margin-top:22px;padding-top:12px;border-top:1px dashed var(--line)}
.kv{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:10px 0 18px}
.kv div{background:var(--bl);border-radius:12px;padding:14px 16px}
.kv span{display:block;font-size:13px;color:var(--g)}
.kv strong{font-size:19px;color:var(--b);line-height:1.4;display:block}
.steps{counter-reset:s;list-style:none;padding:0 !important;margin:10px 0 18px}
.steps li{position:relative;padding:12px 14px 12px 56px;border:1px solid var(--line);border-radius:12px;margin:0 0 10px;background:#fbfcfd}
.steps li:before{counter-increment:s;content:counter(s);position:absolute;left:14px;top:12px;width:30px;height:30px;border-radius:50%;background:var(--b);color:#fff;font-weight:800;text-align:center;line-height:30px;font-size:15px}
.steps b{display:block}
.next{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:28px}
.next a{display:flex;align-items:center;justify-content:space-between;gap:10px;border:1px solid var(--line);border-radius:12px;padding:14px 16px;font-weight:700;background:#fbfcfd;color:var(--ink)}
.next a:hover{border-color:var(--b2);color:var(--b)}
.next small{display:block;font-weight:500;font-size:12px;color:var(--g)}
.ft{background:#1c2630;color:#9ea9b5;font-size:14px;padding:34px 0 40px}
.ft .fl{display:flex;flex-wrap:wrap;gap:6px 18px;margin-bottom:14px}
.ft .fl a{color:#d8dfe6;font-weight:600}
.ft p{margin:0 0 6px}
.ft strong{color:#e6ebf0}
/* 홈 */
.hero{background:#fff;border-bottom:1px solid var(--line)}
.hero .in{display:grid;grid-template-columns:1.1fr 1fr;gap:30px;align-items:center;padding-top:44px;padding-bottom:44px}
.hero h1{font-size:38px;line-height:1.3;margin:0 0 14px;letter-spacing:-1.2px}
.hero h1 em{font-style:normal;color:var(--t)}
.hero p{color:var(--g);font-size:17px;margin:0 0 20px}
.cta{display:flex;flex-wrap:wrap;gap:10px}
.cta a{display:inline-flex;align-items:center;gap:8px;padding:13px 20px;border-radius:10px;font-weight:700}
.cta .p{background:var(--b);color:#fff}
.cta .s{background:var(--bl);color:var(--b)}
.board{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.board a{border-radius:16px;padding:20px;min-height:132px;display:flex;flex-direction:column;justify-content:space-between;color:#fff}
.board a .ic{width:30px;height:30px}
.board b{font-size:18px;display:block}
.board span{font-size:13.5px;opacity:.9}
.c1{background:#1d5e7a}.c2{background:#e0736b}.c3{background:#e39a2d}.c4{background:#4f7f5f}
.sec{padding:48px 0 0}
.sh{margin-bottom:16px}
.sh h2{font-size:26px;margin:0;letter-spacing:-.8px}
.sh p{margin:4px 0 0;color:var(--g);font-size:15px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.cards a{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;display:block;transition:.15s}
.cards a:hover{border-color:var(--b2);transform:translateY(-2px)}
.cards .tag{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:12px;margin-bottom:12px;background:var(--bl);color:var(--b)}
.cards .tag .ic{width:26px;height:26px}
.cards b{display:block;font-size:19px;margin-bottom:4px}
.cards span{font-size:14.5px;color:var(--g);display:block;line-height:1.6}
.cards a:nth-child(3n+2) .tag{background:var(--tl);color:var(--t)}
.cards a:nth-child(3n) .tag{background:var(--ol);color:var(--o)}
.flow{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.flow div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 12px;text-align:center}
.flow .ic{width:34px;height:34px;display:block;margin:0 auto 8px;color:var(--b2)}
.flow b{display:block;font-size:16px}
.flow span{display:block;font-size:13.5px;color:var(--g);line-height:1.5;margin-top:4px}
.band{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:14px}
.band a{display:flex;align-items:center;justify-content:space-between;border-radius:14px;padding:20px 22px;font-weight:800;font-size:18px}
.band .b1{background:var(--b);color:#fff}
.band .b2{background:#fff;border:2px solid var(--b);color:var(--b)}
.band small{display:block;font-size:13px;font-weight:500;opacity:.85}
.panel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px 24px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.case{display:flex;gap:14px;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:10px;-webkit-overflow-scrolling:touch}
.case div{flex:0 0 300px;scroll-snap-align:start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}
.case em{font-style:normal;display:inline-block;font-size:12px;font-weight:700;padding:3px 9px;border-radius:20px;background:var(--tl);color:var(--t);margin-bottom:8px}
.case b{display:block;font-size:17px;margin-bottom:6px;line-height:1.45}
.case span{font-size:14.5px;color:var(--g);display:block}
.last{display:grid;grid-template-columns:1.3fr 1fr;gap:14px;padding-bottom:56px}
.qlist a{display:flex;gap:10px;padding:11px 0;border-bottom:1px solid #eef1f4;font-size:15.5px}
.qlist a:last-child{border-bottom:0}
.qlist a b{color:var(--t)}
.qlist a:hover{color:var(--b2)}
.calcbox{background:linear-gradient(140deg,#1d5e7a,#15475d);color:#fff;border-radius:16px;padding:26px;display:flex;flex-direction:column;justify-content:space-between}
.calcbox h3{font-size:24px;margin:0 0 8px;line-height:1.35;color:#fff}
.calcbox p{color:#d5e8f0}
.calcbox a{align-self:flex-start;background:#fff;color:#15475d;font-weight:800;padding:12px 18px;border-radius:10px;display:inline-flex;gap:8px;align-items:center}
/* 계산기 */
.cx{background:#f6f9fb;border:1px solid var(--line);border-radius:14px;padding:22px;margin:8px 0 20px}
.cx .row{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.cx label{display:block;font-weight:700;font-size:14px;margin-bottom:6px}
.cx select,.cx input{width:100%;padding:11px 12px;border:1px solid #c7d1db;border-radius:9px;font-size:16px;background:#fff;font-family:inherit}
.cx .hint{font-size:12.5px;color:var(--g);margin-top:4px}
.cxo{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:18px}
.cxo div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.cxo span{display:block;font-size:13px;color:var(--g)}
.cxo strong{font-size:22px;color:var(--b)}
.cxo .hl{background:var(--b);border-color:var(--b)}
.cxo .hl span{color:#cfe5ef}.cxo .hl strong{color:#fff}
.cxm{margin-top:12px;font-size:14px;color:var(--g)}
/* faq */
details{border:1px solid var(--line);border-radius:12px;margin:0 0 10px;background:#fbfcfd}
summary{cursor:pointer;padding:14px 16px;font-weight:700;list-style:none;display:flex;gap:10px}
summary::-webkit-details-marker{display:none}
summary:before{content:"Q";color:var(--t);font-weight:800}
details[open] summary{border-bottom:1px solid var(--line)}
details div{padding:14px 16px 6px}
@media (max-width:980px){
 .nav{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;flex-direction:column;padding:8px 12px 14px;border-bottom:1px solid var(--line);box-shadow:0 8px 20px rgba(0,0,0,.08)}
 .nav.open{display:flex}
 .mbtn{display:block}
 .grid2{grid-template-columns:1fr}
 .side{position:static;display:flex;overflow-x:auto;gap:4px;padding:8px}
 .side h4{display:none}
 .side a{white-space:nowrap;flex:none}
 .art{padding:22px 18px}
 .hero .in{grid-template-columns:1fr;padding-top:30px;padding-bottom:30px}
 .hero h1{font-size:29px}
 .cards{grid-template-columns:1fr 1fr}
 .flow{grid-template-columns:repeat(3,1fr)}
 .two,.last,.band{grid-template-columns:1fr}
 .kv{grid-template-columns:1fr 1fr}
 .top .in span+span{display:none}
}
@media (max-width:560px){
 .in{padding:0 16px}
 .cards{grid-template-columns:1fr}
 .flow{grid-template-columns:repeat(2,1fr)}
 .cx .row,.cxo,.next,.kv{grid-template-columns:1fr}
 .pt h1{font-size:25px}
 .sh h2{font-size:22px}
 .art{padding:20px 14px}
 th,td{padding:8px 9px;font-size:14px}
 .tw tbody th:first-child,.tw thead th:first-child{min-width:118px}
}